How to Hire a Reliable Mobile Notary Service: A Comprehensive Guide
June 06, 2023
In today's increasingly mobile and digital world, the availability of mobile notary services has become a significant convenience for many. It can be a daunting task to locate and hire a reliable mobile notary service, but with the right knowledge and steps, the process can be quite simple.
A mobile notary is a notary public who travels to meet clients in person, usually at their home or office. This is a significant development from traditional notary services, where the client had to travel to the notary's office. Mobile notary services have gained popularity due to their flexibility and convenience, especially in transactions involving legal, real estate, and financial documents.
To begin with, it is important to identify the need for a notary service. A notary public serves as an impartial witness during the signing of important documents, thereby reducing the risk of fraud. Documents such as property deeds, wills, power of attorneys, and affidavits often require notarization. Notarization creates a legal assurance that the signing parties are who they claim to be, and the document is indeed what it purports to be.
Selecting a reliable mobile notary service requires due diligence. The key factors to consider include qualifications, experience, reputation, availability, insurance, and fees.
In terms of qualifications, a notary must be state-commissioned, meaning that they have been vetted and granted authority by the state to perform notary services. The notary should also be well versed with the requirements of the Uniform Law on Notarial Acts (ULONA), a law that provides a uniform set of standards for performing notarial acts across states.
Experience is also an important consideration. An experienced notary would have performed a significant number of notarizations, and would therefore be familiar with the various complexities that could arise during the process. This would reduce the likelihood of errors that could invalidate the notarization.
Reputation is another important factor. Reviews and testimonials from previous clients can provide valuable insights into the notary's professionalism and reliability. Organizations such as the National Notary Association (NNA) maintain directories of certified notaries, which can be a good starting point in identifying reputable service providers.
The availability of a notary is a critical factor, given the mobile nature of the service. It would be wise to enquire about the notary’s operating hours, response time, and the geographical areas that they cover.
Notaries are required by law to maintain a surety bond to protect the public from errors and omissions that the notary might make. However, this bond does not protect the notary. For this reason, many notaries also carry Errors and Omissions (E&O) insurance, which protects the notary. Hiring a notary with E&O insurance provides an additional layer of protection for the client.
Fees for mobile notary services can vary widely, depending on factors such as the type of document, the number of signers, and the distance travelled. It's advisable to discuss and agree on the fees upfront to avoid potential misunderstandings or disputes later on.
Once a potential mobile notary has been identified, the next step is to establish a clear line of communication. This could involve discussing the specifics of the assignment, such as the type and number of documents to be notarized, the number of signers, and the preferred date, time, and location for the service. It's also important to clarify what identification documents the signers need to present during the notarization.
Before the appointment, it's important to review the documents to be notarized. This ensures that all the necessary fields have been completed correctly. However, the document should not be signed until the notary is present, as the notary needs to witness the signing.
During the appointment, the notary will verify the identity of the signers, witness the signing, and then notarize the document by completing a notarial certificate, affixing their signature, and applying their notary seal. It's important to note that a notary does not provide legal advice. If legal advice is needed, a lawyer should be consulted.
In conclusion, hiring a reliable mobile notary service requires a combination of research, due diligence, and clear communication. By following these steps, you can ensure a smooth and efficient notarization process.